Confirm Prior to Arriving
PENN LAW FIRMCREDIT COUNSELING · HERNDON & COLUMBIA

In-person credit counseling

A clear next step.
A fresh beginning.

Preparing to file for bankruptcy can feel overwhelming. Plan your visit to our Herndon or Columbia location for an in-person credit counseling session and assessment.

Register for Herndon

You must have already spoken with the attorney before registering. Registration cannot proceed without confirmation.

Herndon, Virginia & Columbia, Maryland · By confirmed appointment

Two locations · Register for the correct place

Choose your testing location.

You must register for the correct location based on the area you live in.

Herndon location

Must register for Herndon: Charles County, Prince George’s (PG) County, Alexandria, Arlington, Fairfax, and Herndon.

13325 Fairfield Ridge Road
Herndon, VA 20171

Register for Herndon →

Columbia location

Must register for Columbia: Anne Arundel County, Montgomery County, Frederick, Baltimore, Columbia, Jessup, and surrounding areas.

Confirm the Columbia testing address and appointment details with the attorney before visiting.

Register for Columbia →

If you are unsure which location serves your area, confirm with the attorney before registering.

Before you file

Understand your
credit counseling requirement.

Individuals seeking to file a bankruptcy case under Title 11 of the United States Bankruptcy Code generally must receive credit counseling from an approved agency within the 180 days before filing, subject to limited exceptions.

This is a counseling requirement, not a universal pass/fail bankruptcy test. An assessment at this location does not by itself establish compliance. Confirm the approved provider and required certificate with your attorney before scheduling.

Read the U.S. Courts guidance ↗
01 / REGISTER

Tell us about your visit.

Complete the registration form with your contact details.

02 / CONFIRM

Know before you go.

Confirm your appointment and approved counseling provider before your visit. The testing fee is $25.

03 / ATTEND

Come in person.

Visit the location selected for your area at your confirmed time. Allow 6–8 hours total, completed in 1 session or across 3 separate days. Sandra S is the Herndon site administrator.

Bankruptcy fees are separate from the course fee.

The $25 course fee does not cover filing for bankruptcy. A separate bankruptcy fee can be paid after completion of this course. View bankruptcy pricing.

Arriving at the Herndon location

The testing office is located in the computer room inside an apartment building at 13325 Fairfield Ridge Road, Herndon, VA 20171. You must obtain the building entry code before arriving. Contact the administrator for the code and entry instructions.

Free parking: The parking lot is located directly across from the building. Park only in this lot. If you park anywhere else, including in front of stores, your vehicle could be towed.

What to bring

Bring your ID, a utility bill, bank statements to discuss with a bankruptcy attorney, and any documents required for your bankruptcy filing. Allow 6–8 hours for your visit.

Explore your bankruptcy options. Read our Chapter 7 & Chapter 13 guide to understand the two approaches. Pre-filing counseling is separate from the debtor education course generally required before discharge.